Before you believe, click, forward, pay or panic — ask Myra. Paste any suspicious link or message, or drop a screenshot or video into the box. Myra investigates the claims, explains the evidence, identifies risks and helps you decide what to do next.
Dear customer, your KYC expires TODAY. Account will be blocked in 2 hrs. Update now: hdfc-kyc-verify.in/upd. Do not ignore.
That's three times 2023, as reported to Parliament by the Ministry of Home Affairs. Most of it went to fake investment schemes that look a lot like the reels and podcasts people share every day.
Source: MHA replies in Lok Sabha (NCRP + CFCFRMS data); 2025 figure provisional, reported Feb 2026.
Source: I4C (MHA) loss breakdown for 2025, via NCRP.
stopped from reaching fraudsters in 2024, across 17.8 lakh complaints reported quickly through 1930 and the fraud-reporting system.
1,23,672 cases and ₹1,935 crore lost in 2024, then an 86% fall in 2025 as awareness spread. Knowing the pattern protects people.
Source: I4C via MHA, Parliament replies; 2025 per MHA data.
93% of over 1 crore individual traders lost money in equity F&O between FY22 and FY24, a combined ₹1.8 lakh crore. Reels promising easy trading returns rarely mention this.
Source: SEBI study, PR 22/2024, Sept 2024.
India ranked highest in the world for misinformation and disinformation risk over the next two years, in a survey of about 1,500 experts.
Source: World Economic Forum, Global Risks Report 2024.
Illustrative scenarios, not completed investigations. Real analysis shows retrieved evidence and its limits.
Every check runs through the same stages. The language model reasons over structured evidence it was handed, never from memory, and each verdict stays linked to the material behind it.
YouTube, podcast, news or website
SMS, WhatsApp, email, QR, notices
A reel or clip shared from WhatsApp, Instagram or your gallery
A claim you heard, typed in
OCR, speech-to-text, frame sampling, link unwrapping in an isolated sandbox.
Splits text into checkable claims, opinions and predictions. Names people, dates, amounts.
Official records, regulators, independent reporting, fact-check feeds, domain and URL intelligence.
Deterministic checks: scam patterns, assured returns, medicine-stopping advice, urgency language.
The model is given the claim ledger, retrieved sources and rule hits, and must cite them. Cross-checks catch contradictions. Allowed answers include "Unable to verify".
Verdict, why, safe actions, evidence drawers, correction history. Saved reports update when evidence changes.
URL, screenshot, video, audio, text or QR.
Words, claims, people, dates and intent.
Finance, health, news, fraud, tax or general advice.
Primary records, official sources, independent reporting.
The verdict, why, and safe next steps.
Counts always reconcile with the claim ledger. No single credibility score.
Some educational discussion is useful. Several return promises need independent evidence. Watch the explanation segments before acting.
Analyze a podcast linkMyra transcribes the reel, marks each claim where it's spoken, and adapts what it checks to the topic.
Illustrative claims and preliminary warnings, not findings about any real creator. Selling a course or getting a fact wrong doesn't make someone a scammer.
This message asks you to update bank KYC through a website that isn't your bank's.
Simple Mode is built for parents and grandparents: photograph the message, hear the answer in Hindi, Hinglish or English, and reach family in one tap. No dense reports.
Invite parents, grandparents and children. Each person checks things in their own space and chooses what to share. Protection, not surveillance.
Example data. Counts include only checks members chose to share.
Myra said “Likely scam”. She didn't click, and chose to tell you.
Myra separates what's a fact, an opinion and an unknown inside a viral post, then rebuilds the context around it.
No unexplained "96% true". Each claim opens a drawer: the exact words, where they appear, what each source establishes, what contradicts it, and what's still uncertain.
“This government notice requires payment within two hours.”
A recruitment post uses your company's branding and asks for an upfront registration fee.
Myra watches what you save and public sources it can access. It hasn't seen every post on every platform, and won't say it has.
No covert monitoring. No reading family members' checks without their say. Media you upload is stored privately and deleted automatically.
No. Those apps don't let any outside service play their videos, so a link alone can't be checked properly, and Myra won't guess from the caption. Share the reel to Myra from WhatsApp or your gallery, or download or screen-record it and upload it, and Myra checks every word it says. YouTube links work directly.
No. Most phones don't let apps capture ordinary call audio. Myra offers a scam checklist you can open during or after a call, and can review a recording you're legally allowed to upload.
No. It separates facts from opinions, shows what each source establishes, and says plainly when something can't be verified. The decision stays with you.
Only if they choose to share an alert with you. Family members' private checks never become visible to the account owner automatically.
Call the national cyber fraud helpline 1930 immediately and file a complaint at cybercrime.gov.in. Myra's report gives you the evidence in one place to share.