MoneyLens / Bonds & debt
Your bond, explained.
Sahyadri Capital 9.75% Secured NCD 2029 · Sahyadri Capital Ltd
Illustrative
Bond · Non-convertible debenture (NCD) · Before buying
Offer 16 Oct
Real yield
9.28%
coupon 9.75%
After tax
5.55%
30% slab assumed
Safety
AA-
secured
If rates rise 1%
-1.98%
on the price
Sahyadri Capital 9.75% Secured NCD 2029 (AA-): 9.28% a year to 28 Mar 2029 at the price asked, about 5.55% after tax. A bond's coupon is on its face value; the yield counts the price actually paid.
Myra's most important observations
Prefilled from your documents · edit freely
Yield & price: what the bond really earns
Prefilled from Offer p.1, Bond details
₹1,008.50
10
Real yield to maturity
9.28%coupon 9.75% on face ₹1,000.00
Current yield
9.67%interest ÷ price, a year
To the call on 28 Mar 2028
9.00%if the issuer repays then
You pay
₹10,62510 × (₹1,008.50 + ₹53.96 accrued)
What comes back, for 10 bonds
| Date | What | Amount |
|---|---|---|
| 28 Mar 2027 | Interest | ₹975 |
| 28 Mar 2028 | Interest | ₹975 |
| 28 Mar 2029 | Interest | ₹975 |
| 28 Mar 2029 | Maturity (face value and last coupon) | ₹10,000 |
| In all | ₹12,925 | |
Assumptions & limits. Bought today (16 Oct 2026) at the clean price shown plus accrued interest (face × coupon × days since the last coupon ÷ 365), held to 28 Mar 2029. Equal coupons on dates counted back from maturity; the issuer's exact day count can move a coupon by a few rupees. The yield is an effective yearly rate on the actual dates. A platform's quoted yield can differ if its price already includes accrued interest, settles a day later, or uses the market's half-yearly convention. Before tax; the After tax studio has your slab.