MoneyLens / Bonds & debt
Your bonds, explained.
4 bonds · 4 issuers
Illustrative
Bonds · 4 held · Bonds held
Statement 15 Oct
Value
₹4,52,420
statement of 15 Oct 2026
Interest
₹30,450
in the next 12 months
Next payment
25 Nov 2026
₹8,300 · Narmada Infrastructure Finance 8.30% Tax-Free Bond 2027
Bonds
4
Non-convertible debenture, Government security
4 bonds worth about ₹4,52,420, paying ₹30,450 of interest in the next 12 months. ₹1,00,000 comes back in 2027. Interest is taxed at your slab as it's paid.
Myra's most important observations
Prefilled from your documents · edit freely
Yield & price: what the bond really earns
Prefilled from Holdings p.2, Bonds and debentures
₹980.00
50
Real yield to maturity
10.59%coupon 9.10% on face ₹1,000.00
Current yield
9.29%interest ÷ price, a year
You pay
₹51,68050 × (₹980.00 + ₹53.60 accrued)
What comes back, for 50 bonds
| Date | What | Amount |
|---|---|---|
| 15 Mar 2027 | Interest | ₹4,550 |
| 15 Mar 2028 | Interest | ₹4,550 |
| 15 Mar 2028 | Maturity (face value and last coupon) | ₹50,000 |
| In all | ₹59,100 | |
Assumptions & limits. Bought today (16 Oct 2026) at the clean price shown plus accrued interest (face × coupon × days since the last coupon ÷ 365), held to 15 Mar 2028. Equal coupons on dates counted back from maturity; the issuer's exact day count can move a coupon by a few rupees. The yield is an effective yearly rate on the actual dates. A platform's quoted yield can differ if its price already includes accrued interest, settles a day later, or uses the market's half-yearly convention. Before tax; the After tax studio has your slab.