Your funds, explained.

Mutual fund portfolio · 5 fund houses

Illustrative

Mutual funds · 5 schemes · Portfolio held

Statement16 Oct

Value

₹20,26,607

NAVs of 16 Oct 2026

Real return

11.76%

a year, XIRR

Gain on what's held

₹6,73,606

on ₹13,53,002 cost

Est. tax if all redeemed

₹79,300

at these NAVs · 30% slab assumed

Equity-oriented 92%Debt 8%

5 schemes worth ₹20,26,607 on 16 Oct 2026: equity-oriented 92%, debt 8%. On what you've put in and taken out, that's about 11.76% a year. ₹10,54,620 is in regular plans, which pay a distributor commission.

Myra's most important observations

Prefilled from your statement · edit freely

Returns: what your money has really earned

Prefilled from CAS p.2, Folio summary · CAS p.1, Period

Deposit rate to compare7%

Your funds

₹20,26,607

11.76% a year

Same money in a 7% deposit

₹16,83,712

before tax · ₹3,42,895 less than your funds

Tapti Flexi Cap Fund10.83% a year

Kaveri Nifty 50 Index Fund11.59% a year

Sahyadri ELSS Tax Saver Fund18.13% a year

Narmada Liquid Fund6.59% a year

Godavari Mid Cap Fund21.13% a year

Assumptions & limits. XIRR counts the date of every purchase, SIP instalment, sale and dividend, so it can be set beside a deposit's rate. Values at the NAVs of 16 Oct 2026. The deposit comparison puts the same amounts, on the same dates, into a deposit compounding yearly at 7%, before tax (an FD's interest is taxed every year; a fund's gains only when sold). Past returns don't say what comes next.