MoneyLens / Mutual funds
Your funds, explained.
Mutual fund portfolio · 5 fund houses
Illustrative
Mutual funds · 5 schemes · Portfolio held
Statement16 Oct
Value
₹20,26,607
NAVs of 16 Oct 2026
Real return
11.76%
a year, XIRR
Gain on what's held
₹6,73,606
on ₹13,53,002 cost
Est. tax if all redeemed
₹79,300
at these NAVs · 30% slab assumed
Equity-oriented 92%Debt 8%
5 schemes worth ₹20,26,607 on 16 Oct 2026: equity-oriented 92%, debt 8%. On what you've put in and taken out, that's about 11.76% a year. ₹10,54,620 is in regular plans, which pay a distributor commission.
Myra's most important observations
What Myra found for you
From your documents · each figure opens its findingYou could save
Your choice: options, not added together
Six questions, answered
Tap an answer for the detail01What's in this check
- Holdings5 schemes
- Fund housesTapti Mutual Fund, Kaveri Mutual Fund, Sahyadri Mutual Fund +2
- Statement1 Aug 2017 to 16 Oct 2026
- Plans3 direct · 2 regular
- DocumentsConsolidated account statement (CAS) · Factsheet · Tapti Flexi Cap · Factsheet · Kaveri Nifty 50 Index · Factsheet · Sahyadri ELSS · Factsheet · Godavari Mid Cap · Factsheet · Narmada Liquid
02In short
5 schemes worth ₹20,26,607 on 16 Oct 2026: equity-oriented 92%, debt 8%. On what you've put in and taken out, that's about 11.76% a year. ₹10,54,620 is in regular plans, which pay a distributor commission.
03Key numbers
Portfolio heldValue
₹20,26,607
16 Oct 2026
Cost of what's held
₹13,53,002
oldest units sold first
Gain
₹6,73,606
49.8%
Real return
11.76%
a year, XIRR
Schemes
5
5 fund houses
Portfolio X-Ray
what your funds own, company by companyYour biggest company through your funds
Meru Bank Ltd₹1,77,006 · 9.48% of the money looked through · from 3 funds
- Meru Bank Ltd (3 funds)₹1,77,006
- Kaveri Infotech Ltd (3 funds)₹1,30,452
- Shivalik Energy Ltd (3 funds)₹1,23,199
04Important findings
Most important first · tap to expandXIRR counts when each rupee went in and came out, so SIPs and lump sums are compared fairly; it can be set beside a deposit's rate. ₹14,25,000 invested and ₹1,20,000 taken out in all, valued at the NAVs of 16 Oct 2026. Highest: Godavari Mid Cap Fund - Direct Plan - Growth at 21.13%; lowest: Narmada Liquid Fund - Direct Plan - Growth at 6.59%. Past returns don't say what comes next.
CAS p.2, Folio summary
Coming up
5 Nov 2026
60.507 units turn long-term
08What Myra could not verify
0Nothing essential is missing.
09Suggested questions
05What you're holding
- ₹20,26,607 across 5 schemes
- Expense ratios taken daily from each fund
- Commission to the distributor in regular plans
06What can change
- NAVEvery working day, with the markets
- HoldingsFunds change what they hold monthly
- TaxRules by the date you sell
07Getting money out
- RedeemingUsually paid in 1–3 working days
- Exit loadOnly within each scheme's load period
- ELSS3-year lock-in from each purchase