Your loan, explained.

Home loan · Floating rate · Indus Habitat Housing Finance Ltd · ••••0422

Illustrative

Your loan today

AccountStatement 5 OctContractSanction + disbursals

Disbursed so far

₹25,00,000

of ₹60,00,000 sanctioned

Interest rate

8.75%

lender's RPLR-linked · floating

Pre-EMI now

₹18,229/mo

Interest only on ₹25 L

Full EMI starts

Jan 2028

₹53,023 on ₹60 L

Interest is worked out on the amount actually disbursed, per your Oct 2026 statement, not on the sanctioned limit.

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