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Endowment plan · Sarayu Assured Savings · Sarayu Life Insurance Ltd

Illustrative

Endowment plan · Before buying

Term15 years

Real return

2.87%

a year, on guaranteed benefits only

Premium a year

₹1,00,000

for 10 years

Life cover

₹11,00,000

11.0× the premium

Guaranteed at maturity

₹13,50,000

after 15 years

An endowment plan with bonuses from Sarayu Life Insurance Ltd: ₹1,00,000 a year for 10 years, over 15 years, with ₹11,00,000 of life cover. ₹13,50,000 is guaranteed at maturity; bonuses come on top but aren't guaranteed. That's about 2.87% a year on guaranteed benefits only. The 4% and 8% figures are illustrations IRDAI requires, not forecasts.

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