Your health cover, explained.

Kaveri Family Shield · Kaveri Health Insurance Ltd

Illustrative

Health · Family floater · Policy held

Policy 8 Oct

Sum insured

₹10,00,000

Family floater

On an example bill

₹1,08,000

you pay, of ₹2,68,000

Room rent

₹10,000/day

other charges cut above it

Waiting until

7 Nov 2026

first waiting period (illness, not accidents)

₹10,00,000 shared by You (38), Spouse (35), Father (63), ₹38,400 a year. 6 conditions decide what's paid. On the example bill of ₹2,68,000, the policy would pay about ₹1,60,000. The insurer decides what's admissible on a real claim.

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