Your gold loan, explained.

Gold loan · Godavari Gold Loans Ltd · ••••9051

Illustrative

Gold loan · NBFC

Pledge card1 Sep

Owed now

₹1,61,200

at 14% a year

Gold value

₹2,10,000

24 g net · 22 ct

Loan-to-value

71.4%

limit 75% for this size

Auction

28 Oct 2026

₹1,61,200 to stop it

95% of the limit usedthe gold price can fall about 10%

A gold loan of ₹1,50,000 from Godavari Gold Loans Ltd at 14% a year, with interest paid monthly and the principal at the end, against gold valued at ₹2,10,000 (71.4% of its value). Repaying in full gets the gold back; if it isn't repaid, the lender can auction the gold after giving notice.

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