MoneyLens / Deposits
Your deposit, explained.
Fixed deposit · Kaveri Cumulative Deposit · Kaveri Finance Ltd · ••••3092
Illustrative
Fixed deposit · NBFC
Receipt1 Jan
At maturity
₹3,86,106
on 1 Jan 2029
Deposited
₹3,00,000
at 8.50% a year
Yield after tax
7.13%
estimate at a 20% slab
Rating
CRISIL AA
as on 20 Nov 2025 · not insured
27% of the term run803 days to maturity
A fixed deposit of ₹3,00,000 with Kaveri Finance Ltd at 8.50% a year, growing to about ₹3,86,106 by 1 Jan 2029. NBFC deposits aren't insured; the rating is the main public signal of safety, not a guarantee. Interest is taxed at your slab every year it's earned.
Myra's most important observations
Prefilled from your deposit · edit freely
Maturity & real return
Prefilled from Deposit receipt p.1, Deposit · Deposit receipt p.1, Rate · Deposit receipt p.1, Maturity
₹3,00,000
8.50%
3 yrs
20%
5%
At maturity
₹3,86,106₹86,106 interest on ₹3,00,000
Yield a year, after tax
7.13%8.77% before tax · 2.02% after inflation
Assumptions & limits. 8.50% a year, compounded quarterly on whole periods, with simple interest on any days left over (the usual Indian bank method). Tax at 20% is on the interest; it's due every year as the interest is earned, even on a cumulative deposit. Inflation at 5% a year is an assumption, not a forecast.