MoneyLens / Critical illness & accident
Your lump-sum cover, explained.
Mahanadi Accident Guard · Mahanadi General Insurance Ltd
Illustrative
Personal accident policy · Policy held
Policy 1 Apr
Accidental death
₹50,00,000
within 12 months of the accident
Total disability
₹50,00,000
partial: by a table
Off work
₹10,000/wk
up to 100 weeks
Premium
₹4,900
a year
₹50,00,000 for accidental death or permanent total disability, for ₹4,900 a year. It pays a fixed amount, not hospital bills; the insurer decides each claim against the policy's definitions.
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