Your card, explained.

Credit card · Tapti Rewards Card · Tapti Bank Ltd · ••••4417

Illustrative

Your card statement

Statement5 Oct

Total amount due

₹35,126

By 25 Oct 2026 · 7 days left

Minimum due

₹1,756

Avoids a late fee, not interest

Interest this month

₹1,250

+ GST · 3.60% a month

Card rate a year

52.9%

3.60% a month, compounded

23.4% of your ₹1,50,000 limit used₹1,14,874 available

Pay ₹35,126 by 25 Oct 2026 to stop further interest. Paying only the minimum would take 22 years 1 month and cost ₹1,34,361 in interest and GST.

Myra's most important observations

Prefilled from your card · edit freely

Minimum due · how long and what it costs

Prefilled from Statement p.1, Account summary · Statement p.1, Statement summary

Balance₹35,126

Interest a month3.60%

Minimum due, % of the total5.0%

Or pay a fixed amount each month₹3,500

Only the minimum (₹1,756 now)

22 yrs 1 mo

₹1,34,361 interest + GST

₹3,500 every month

1 yr 1 mo

₹9,132 interest + GST

Balance left each month · minimum only (black) vs fixed amount

₹0
₹0

Interest and GST until the balance is cleared

Only the minimum₹1,34,361

₹3,500 a month₹9,132

Pay the full balance by the due date₹0

Assumptions & limits. No new spending; the first payment is made now, then interest at the monthly rate on what's left plus 18% GST (the card charges it daily from each transaction, so real figures are close, not exact). Minimum due: 5.0% of everything due, at least ₹200. Late fees and annual fees are left out.