MoneyLens / Credit cards
Your card, explained.
Credit card · Tapti Rewards Card · Tapti Bank Ltd · ••••4417
Illustrative
Your card statement
Statement5 Oct
Total amount due
₹35,126
By 25 Oct 2026 · 7 days left
Minimum due
₹1,756
Avoids a late fee, not interest
Interest this month
₹1,250
+ GST · 3.60% a month
Card rate a year
52.9%
3.60% a month, compounded
23.4% of your ₹1,50,000 limit used₹1,14,874 available
Pay ₹35,126 by 25 Oct 2026 to stop further interest. Paying only the minimum would take 22 years 1 month and cost ₹1,34,361 in interest and GST.
Myra's most important observations
What Myra found for you
From your documents · each figure opens its findingYou may be owed
Up to ₹1,399
If the bank agrees; each is separate
You could save
Your choice: options, not added together
Six questions, answered
Tap an answer for the detail01Product identity
- ProductTapti Rewards Card
- IssuerTapti Bank Ltd
- Statement date5 Oct 2026
- Card••••4417
- DocumentsKey Fact Statement · MITC / schedule of charges · Card statement · Card statement · Card statement · Balance transfer offer · Narmada Bank Ltd
02What this is
A Tapti Bank Ltd credit card statement dated 5 Oct 2026: ₹35,126 is due by 25 Oct 2026, with a minimum of ₹1,756. It includes ₹1,250 interest, which means part of an earlier bill wasn't paid in full or cash was withdrawn. The card's rate is 3.60% a month, about 53% a year.
03Key numbers
Card in useTotal due
₹35,126
By 25 Oct 2026
Minimum due
₹1,756
5.0% of the total
Interest this month
₹1,250
+ ₹477 GST on interest & fees
Fees this month
₹1,399
2 charge line(s)
Limit used
23.4%
of ₹1,50,000
04Important findings
Most important first · tap to expandPrevious balance ₹40,000 − payments ₹30,000 + purchases, interest, fees and GST = total due ₹35,126.
Statement p.1, Account summary
Payment due
25 Oct 2026
Pay ₹35,126 to stop further interest · minimum ₹1,756
08What Myra could not verify
0Nothing essential is missing.
09Suggested questions
05What you're committing to
- Pay the total amount due by the due date each month to keep the interest-free period
- The minimum due avoids a late fee, not interest
- ₹999 annual fee + GST each year unless you spend ₹1,50,000
- Check each statement's charges against the card's terms
06What can change
- ChargesOnly those in the card's KFS or MITC; the issuer must tell you before changing them
- Credit limitCan't be raised without your consent
- Billing cycleYou can ask to change it (at least once)
- InterestStarts on all purchases once part of a bill is carried over
07Closing the card
- Closing the cardWithin 7 working days of your request once dues are paid; after that the issuer pays you ₹500 a day
- Credit reportCheck after about a month that it shows the card closed