MoneyLens / Credit cards
Your card, explained.
Credit card · Tapti Rewards Card · Tapti Bank Ltd
Illustrative
Your card's terms
TermsKFS
Interest a year
52.9%
43.2% simple
Interest a month
3.60%
On balances you carry
Annual fee
₹999
Waived on ₹1,50,000 a year
Foreign currency
3.50%
Markup + GST
Pay the full amount due each month and purchases cost no interest. Carry any of it and interest runs on every purchase from its date.
Myra's most important observations
Prefilled from your card · edit freely
Minimum due · how long and what it costs
Prefilled from KFS p.1, Interest
₹50,000
3.60%
5.0%
₹5,000
Only the minimum (₹2,500 now)
25 yrs 2 mo₹1,96,601 interest + GST
₹5,000 every month
1 yr 1 mo₹12,929 interest + GST
Balance left each month · minimum only (black) vs fixed amount
₹0
₹0
₹0
Interest and GST until the balance is cleared
Assumptions & limits. No new spending; the first payment is made now, then interest at the monthly rate on what's left plus 18% GST (the card charges it daily from each transaction, so real figures are close, not exact). Minimum due: 5.0% of everything due, at least ₹200 (a common floor; not stated in your documents). Late fees and annual fees are left out.